Retirement Resources

Retirement Resources

My goal for this site is to be the #1 source of information for retirees when it comes to planning for retirement.  How might we accomplish that?

One way is to offer a curated list of the absolute best resources that I’ve found from across the web, regardless of the source on everything that might impact a retiree.  I’ve separated all articles by topic to make locating whatever answer you’re looking for as easy as possible.  If an article is applicable in multiple areas, you will find the article in all applicable areas.

If you come across an article that you believe others would benefit from seeing, please email the link to or submit it via my “Contact Ashby” page.

NOTE: If you are an email subscriber, I will let you know when I add new articles via the “What I’ve Been Reading” section of each weekly post.  Each new article will be notated with the word “NEW” so that it will be easy to find the updates.  If you are not a subscriber, consider signing up via the “Subscribe” box on the right or at the bottom of this page.

I hope this page will help you spend less time searching for answers and more time enjoying retirement.  If I can help you with your retirement planning, feel free to reach out!


RFG: Retirees Underestimate the Impact of Longevity & Inflation (

RFG: Retirement Budget Worksheet (

The 3 Best Free Retirement Calculators (

How Long Can Retirees Expect to Live Once They Hit 65? (

Using Roth Conversions to Save Money (

What If You Retire at a Stock Market Peak? (

Why You Might Reconsider Bonds Dominating Your Retirement Portfolio (


RFG: Why I Advocate for Passive Investing for Clients (

Why You Might Reconsider Bonds Dominating Your Retirement Portfolio (

The SPIVA Scorecard – Mid-Year 2018 ( – This “scorecard” provides a detailed look at how active managers have performed versus the index itself.

The SPIVA Site With Statistics and Reports (

Simple Wealth, Inevitable Wealth by Nick Murray – In my opinion, this is a book that every retiree should consider reading.

Using Roth Conversions to Save Money (


RFG: Will Social Security Still Be There When I Retire? (

RFG: Should You Wait Until 70 For Social Security? (

Social Security Retirement Benefits Estimator (

How to File for Social Security Retirement Benefits (

Cost of Living Adjustment (COLA) Information for 2019 (

Social Security Claiming Strategies for Couples (

How Social Security COLA is Calculated (


RFG: Medicare: Almost Everything You Need to Know (

When & How to Enroll in Medicare (

When Are Medicare Enrollment Periods? (

How to Compare Medigap Policies (

How to Sign Up for Medicare Easy Pay (

Switching Medigap Plans is Tricky (

Getting Real About (Annual) Health Care Costs In Retirement (

How Retirees Can Negotiate Drug Prices (

State Health Insurance Assistance Program ( – This is a free health benefits counseling service.  They can answer just about any question related to Medicare – all for free as it is funded by Federal agencies and is not affiliated with the insurance industry.


75 Must-Know Statistics About Long-Term Care: 2018 Edition (

Long-Term Care Insurance (Do You Really Need It?) (

What’s The Best Age to Buy Long-Term Care Insurance (

What Does Long-Term Care Cost In Your Area? (

The Basics of Long-Term Care (

When Is It Time To Find Long-Term Care for a Spouse or Partner? (

Writing a Letter to Yourself Might Help You Make Better Decisions (


RFG: Estate Planning Essentials (

Does Your State Have an Estate or Inheritance Tax? (

Using Roth Conversions to Save Money (


How to “Bunch” Charitable Contributions via a Donor-Advised Fund to Receive Immediate Tax Benefits (

Over 70.5? Make Charitable Contributions From Your IRA (


The Geometry of Wealth by Brian Portnoy

Simple Wealth, Inevitable Wealth by Nick Murray

How to Retire Happy, Wild & Free by Ernie Zelinski


The Retirement Problem: What Will You Do With All That Time? (

If You Want to Be Happy in Retirement, Don’t Watch the News… (

Where Are You Going to Live In Retirement? (

Retirement and Volunteering: What Do I Need to Know? (

The Ultimate Guide to Senior Discounts (

Best Diets for Seniors (


How Exercise Might “Clean” the Alzheimer’s Brain (

Is Fasting the Fountain of Youth? (

How Retirees Can Negotiate Drug Prices (

Best Diets for Seniors (


Avoiding Financial Scams and Identity Theft Slams (

Be Alert for these Medicare & Social Security Scams (

Financial Calculators (



Thanks for reading!

Ashby Daniels





(1) The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Ashby Daniels and not necessarily those of Raymond James. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

(2) While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.

(3) Donors are urged to consult their attorneys, accountants or tax advisors with respect to questions relating to the deductibility of various types of contributions to a Donor-Advised Fund for federal and state tax purposes. To learn more about the potential risks and benefits of Donor Advised Funds, please contact us.

(4) Calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

(5) Holding investments for the long term does not ensure a profitable outcome. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Diversification and asset allocation do not ensure a profit or protect against a loss.

(6) Health insurance services are not a service offered through Raymond James.

(7) Long-Term Care Insurance or Asset Based Long Term Care Insurance Products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. Please consult with a licensed financial professional when considering your insurance options.


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